The Gatto Agency
Insurance and Real Estate
Three Generations & 78 Years in Needham, MA: Custom-fit Homeowners, High-Value Property, Auto, Commercial, and $1M–$5M+ Personal Umbrella portfolios across Massachusetts—plus full-service residential real estate.
Dedicated to Deserving Your Trust Since 1948
Located at 85 Chapel Street in Needham, The Gatto Agency combines three generations of family ownership and local civic leadership with premier Massachusetts insurance market access. Deal directly with a trusted advisor—never an automated 1-800 call center.
Home, Auto & Umbrella Bundles
Coordinate your primary home, multiple vehicles, and $1M–$5M+ Personal Umbrella liability with Arbella & RLI to eliminate coverage gaps and maximize discounts.
Explore Umbrella & Bundles →High-Value, Coastal & Specialty
Tailored coverage for custom homes, Cape & coastal properties, collector cars (Hagerty & Grundy), and boats/yachts (SkiSafe & United Marine).
View Specialty Coverage →Commercial & Business (BOP)
Protect your Massachusetts business, commercial building, or condo association with Business Owners Policies, General Liability, and Workers’ Comp.
Commercial Insurance →Full-Service Real Estate
Nearly eight decades of bringing buyers and sellers together, including complimentary market analyses (CMA) and turnkey pre-sale property preparation.
Real Estate Services →